Binance is excited to announce the 70th project on Binance Launchpool – Huma Finance (HUMA), a PayFi network accelerating cross-border and card payments with instant access to liquidity.
What is HUMA?
Huma Finance is one of the few projects on the market with a reliable team background, a stable business model, and a large project structure.
- income-backed loans,
- automatic management of invoices and receivables,
- decentralized payment processing.
What makes HUMA special is its focus on flexibility and accessibility: it enables small and medium-sized enterprises to access capital without the need for traditional banking intermediaries. The project has already been implemented on BNB Smart Chain and Solana, and is now entering the global scene via the Binance Launchpool.
It can be said that Huma Finance is a typical value-based project + narrative project.
So, for such a project, what should be the reasonable market value and token price?
Here, according to the market value benchmarking method, through the positioning of Huma Finance, we can find a suitable reference object, so we know the reasonable price range of its token $HUMA.
Simply put, Huma is a lending platform, but unlike on-chain lending platforms such as AAVE, the lending and borrowing of the AAVE on-chain lending agreement are all on-chain users, while Huma is aimed at ordinary on-chain users on the lending side, but the borrowing side is real enterprises in the real world.
Then Huma has the following attributes: PayFi, RWA, DeFi.
How to participate:
- Open your Binance account.
- Security-stake your BNB, FDUSD, or USDC in Launchpool.
You can track your rewards in real-time!
Milestones and Achievements
2024
- Huma launches first PayFi network
- Huma raises $38 million
- Huma unveils Open PayFi Stack to accelerate global payments
- Messari 2025 Theses identifies PayFi as one of the key growth areas to watch
- Huma co-hosted the first PayFi Summit with the Solana Foundation, in partnership with Circle, VISA, PayPal, and others. Huma and Solana Foundation Announce 5 More Summits in 2025
2025
- Processed $4.5B in on-chain transactions
- Generated $9.97M in annual revenue
- Total wallet count grows to 55,382, a 10x increase since Huma 2.0 launch
- Institutional LP partners onboard
- Jupiter announces partnership with Huma for successful token presale and JupDao token swap
- Rank #1 in Mindshare on Kaito’s Pre-TGE Arena across all languages — also holds #1 in individual rankings for English, Chinese, and other languages
Token Information
- Token Name: Huma Finance (HUMA)
- Total Supply: 10 billion HUMA
- Launchpool Rewards: 250 million HUMA (representing 2.5%)
- Initial Supply at Listing: 1.733 billion HUMA (17.33%)
- Solana contract address: HUMA1821qVDKta3u2ovmfDQeW2fSQouSKE8fkF44wvGw
- BNB Smart Chan contract: available soon
After the end of the Launchpool phase, on May 26, 2025 at 13:00 UTC, Binance will launch spot trading of the HUMA token in the following pairs:
- HUMA/USDT
- HUMA/USDC
- HUMA/BNB
- HUMA/FDUSD
It is important to note that HUMA will have a Seed Tag, which means that it is an innovative but potentially volatile early-stage project.
Eligible Binance users with at least 200 Binance Alpha points can claim an airdrop of 1,250 HUMA tokens on the Alpha Events page.